Rise in Car Accidents

If you have been reading the Columbus Dispatch, you have heard that many Ohio insurance companies are raising rates. The reason they are raising rates is because of the rising number of claims and the rising cost of these claims. Medical bills and auto body shops are charging a bigger ticket for services.Ohio Rates

According to the Ohio State Highway Patrol, the state troopers have investigated 45,815 crashes this year, compared to 44,836 investigated during the same time period last year. This is not just a one year spike. The Insurance Information Institute says the number of collision claims per 100 cars has been rising since 2013.

Experts expect this is due to improving economy and more drivers driving more miles. Although, most people blame the increase in distracted driving by particularly cell phones.

With rising collision claims, rising insurance rates are in the near future. The best way to combat rising insurance rates is to contact an insurance professional or independent agent to help you shop your insurance. Knowing what discounts are available or coverage is necessary, are details that an independent agent can help you with.