If your a homeowner, I would worry if you have coverage for an earthquake. Only 7% of American homeowners have earthquake insurance. The standard homeowners policy excludes earthquake unless you add an endorsement.
Many of you may be thinking that you live in Ohio and you don’t have to worry about earthquakes in your neighborhood. The truth is that 42 states are at risk of suffering an earthquake. Also, 16 states are at a high risk of an earthquake.
Just yesterday, I added earthquake coverage to a house in Columbus, OH. This particular client wanted to make sure that his family was prepared. If their house was damaged by an earthquake, then he wanted his family to have a place to live.
Call your independent agent about your homeowners policy. Ask your agent what perils are not covered and make sure that you’re prepared for your family.